Learner Driver Insurance

Cover from 2 hours to 5 months*

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Learner Driver Insurance

Learning to drive is one of life’s great milestones, and you want to spend as many hours on the road as possible before your test. If you’re practising with family or friends to complement professional lessons, it’s important to make sure you’re fully covered. RAC Learner Driver Insurance is a great option for flexible, short term cover whilst you gain experience behind the wheel.

Buy comprehensive cover online 24/7

Only pay for the cover you need - from 2 hours to 5 months*

No impact on main driver's no claims discounts

Got a question or want to learn more? Visit our FAQs page for more details about the policy.

What is Learner Driver Insurance?

RAC Learner Insurance is designed to sit alongside an existing annual Car Insurance policy on the vehicle used for practice, and you must be accompanied by a driver between the ages of 25-75 who has held a full UK driving licence for at least 3 years. Learner drivers are insured between the hours of 6am to 10pm and must be aged 17 or over.

Cover can be purchased by the day, week or month (up to a maximum of 5) and we also have a 2 hour option available for those learners wishing to practice at home on a more ad hoc basis.

Should an accident occur whilst the learner is behind the wheel, this accident will not impact the no claims discount of the main driver’s policy, making it a practical and cost effective way for learners to get practice at home.

RAC Black Box Car Insurance

Passed your test? New and young drivers could pay less at renewal with RAC Black Box

Learn more about Learner Driver Insurance

Still got questions? Our short video clip explains how temporary cover is suited to learner drivers and how the policy protects both the learner driver and the supervising driver.

Read more about the significant features and benefits of our Learner Driver Insurance


Get all the answers you need about our Learner Driver Insurance, from policy details to refund information


All the contact details you need to amend your policy, make a claim or discuss refunds

We also offer

Our comprehensive Car Insurance Plus is packed with features and benefits and has a Defaqto 5 Star Rating.


Black Box Insurance saves new and young drivers money by rewarding safe driving.


10% multicar discount for up to three additional cars so you can cover your whole family.

Learner driver news and advice

Learner driver rules are set out to keep the learner and other road users safe, whilst allowing them to gain the necessary experience to pass their driving test


Read our Supervising a Learner Driver Guide to ensure you meet all of the legal requirements


RAC Black Box Car Insurance helps young drivers save money by rewarding safe driving


Our comprehensive guide offers all the information you need to pass your driving test in five steps - from complete novice to qualified driver


* One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total.

RAC Financial Services Limited act as an introducer to Dayinsure.com Ltd for RAC Learner Driver Insurance. RAC Financial Services Limited is registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Learner Driver Insurance is arranged and administered by Dayinsure.com Ltd, which is registered in England no. 4996289, registered office: Mara House, Tarporley Business Centre, Nantwich Road, Tarporley, Cheshire CW6 9UY. Both companies are authorised and regulated by the Financial Conduct Authority. RAC Learner Driver Insurance is underwritten by Aviva Insurance Limited. Registered in Scotland, No 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Aviva Insurance Limited are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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