Compare European Breakdown Cover

What does RAC offer that the AA and Green Flag don't?

5-Star Comprehensive Plus European Breakdown Cover - no one covers you better*.

 
RAC
Comprehensive Plus     
AA Green Flag
Has a Defaqto 5 Star Rating1 Yes Yes No
Garage labour costs included2 £1,000 No Yes, first 30 minutes
Emergency roadside repair or towing costs to the nearest garage3 Unlimited Unlimited £250
UK hire car whilst awaiting repatriation4 7 consecutive days Up to 2 days No
Cover for legal costs (assistance in recovering uninsured losses)5 £100,000 £50,000 £10,000 per person
Collection of vehicle left abroad for repair6 (providing the vehicle is not beyond economical repair) Unlimited Up to the market value of the vehicle Up to £600
Cover available in 49 countries7 Yes No No
Cover for 9 people including the driver8 Yes No No
Vehicle age9 Unlimited Unlimited Under 11 years
Replacement driver10 Yes No Yes
Expense limit for journey continuation in Europe11 £3,000 £1,500 £850
Additional customs fee included12 Yes No No
Cover for groups up to 17 people13 Yes No No
Accommodation expenses14 £1,200 Up to £500 Up to £500
Getting your car home (providing it's not beyond economical repair)15 Unlimited Up to the market value of your vehicle Up to the market value of your vehicle

5* Comprehensive European Breakdown Cover

Get single trip cover from just £7^

  • No overall claims limit for complete peace of mind
  • Reassurance of a 24/7 English-speaking helpline
  • We'll fix you at the roadside or tow you to the nearest garage


* Comparisons based on the top cover levels from the AA European Breakdown Cover and Green Flag Short-term European Cover and where applicable the maximum number of countries available as at 19.05.2017. AA cover excludes the optional Parts and Labour benefit.

Table Sources

1) Has a Defaqto 5 Star Rating. Defaqto is an independent financial research and software company, see here
RAC source: Defaqto
AA source: Defaqto
Green Flag source: Defaqto

2) Garage labour costs included
RAC Source: If repairs can be completed within 7 working hours. RAC terms and conditions page 8 and here
AA source: AA terms and conditions page 8
Green Flag source: Green Flag terms and conditions page 5


3) Emergency roadside repair or towing costs to the nearest garage
RAC Source: RAC terms and conditions page 8 and here
AA source: AA terms and conditions page 16
Green Flag source: Green Flag terms and conditions page 10


4) UK hire car whilst awaiting repatriation
RAC Source: RAC terms and conditions page 9 and here
AA source: AA terms and conditions page 6
Green Flag source: Not specified within the Green Flag terms and conditions

5) Cover for legal costs (assistance in recovering uninsured losses)
RAC Source: RAC terms and conditions page 10 and here
AA source: AA terms and conditions page 21
Green Flag source: Green Flag terms and conditions page 5 and 12

6) Collection of vehicle left abroad for repair
RAC Source: RAC terms and conditions page 9 and here
AA source: AA terms and conditions page 20
Green Flag source: Green Flag terms and conditions page 11

7) Cover available in 49 countries
RAC source: RAC terms and conditions page 7 under Territorial Zones
AA source: AA Terms and Conditions page 13
Green Flag source: Green Flag terms and conditions page 5

8) Cover for 9 passengers or more
RAC source: RAC quote page and RAC terms and conditions page 4 and here
AA source: AA terms and conditions page 13
Green Flag source: Green Flag terms and conditions page 9

9) Vehicle age
RAC Source: www.rac.co.uk/breakdown-cover/breakdown-help/european-breakdown
AA source: https://www.theaa.com/european-breakdown-cover/
Green Flag source: Green Flag terms and conditions page 9

10) Replacement driver
RAC Source: RAC terms and conditions page 10 under Section 8: Replace Driver
AA source: Not specified in the terms and conditions
Green Flag source: Green Flag terms and conditions page 11


11) Expenses limit for journey continuation in Europe
RAC Source: Please see cover table - Onward Travel in Europe, here
AA source: AA terms and conditions page 18
Green Flag source: Green Flag terms and conditions page 10


12) Additional customs fee included
RAC Source: RAC terms and conditions page 9
AA source: AA terms and conditions page 21
Green Flag source: Green Flag terms and conditions page 12

13) Cover for groups up to 17 people
RAC Source: RAC terms and conditions page 4 under "passengers" definition
AA source: AA terms and conditions page 13
Green Flag source: Green Flag terms and conditions page 5

14) Accommodation expenses
RAC Source: RAC website here
AA source: AA terms and conditions page 18
Green Flag source: Green Flag terms and conditions page 10

15) Getting your car home (providing it's not beyond economical repair)
RAC Source: RAC terms and conditions page 9
AA source: AA terms and conditions page 20 and 23
Green Flag source: Green Flag terms and conditions page 11


RAC terms and conditions: here
AA terms and conditions: here
Green Flag terms and conditions: here


^ Price for 1 day cover for up to 9 people travelling in a vehicle up to 1 year old in Zone 1.

RAC European Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.